Insurance in and around Alpena
Need insurance? We got you.
Customizable coverage based on your needs

Would you like to create a personalized quote?
- Lachine
- Hillman
- Alcona
- Hubbard Lake
- Rogers City
- Atlanta
- Posen
- Ossineke
- Harrisville
- Presque Isle
- Hawks
- Spruce
- Mio
- Fairview
- Northern Michigan
- Grand Lake
- Long Lake
- Gaylord
Celebrating 100 Years Of Good Neighboring
Help protect what's important to you - your loved ones, vehicle, etc. - with the terrific insurance that State Farm offers. Agent TJ Hoes can help you construct a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!
Need insurance? We got you.
Customizable coverage based on your needs

Insurance For Every Step Of The Way
But your automobile is just one of the many insurance products where State Farm and TJ Hoes can help. Do you operate a business in the Alpena area or want to be your own boss? Navigating the complicated world of small business insurance? TJ Hoes can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
Do you need a real estate agent to buy a house?
Do you need a real estate agent to buy a house?
While it's possible to buy or sell a house without a realtor, there are advantages that you shouldn't discount because you think it will save money.
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.

Simple Insights®
Do you need a real estate agent to buy a house?
Do you need a real estate agent to buy a house?
While it's possible to buy or sell a house without a realtor, there are advantages that you shouldn't discount because you think it will save money.
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.