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Life Insurance in and around Alpena

Would you like to create a personalized life quote?

Protect Those You Love Most

Think you are too young for life insurance? Actually, it’s the opposite! It’s much better to secure your life insurance in your 20s and 30s. That’s why your Alpena, MI, friends and neighbors both young and old already have State Farm life insurance!

Protection for those you care about

Now is the right time to think about life insurance

Wondering If You're Too Young For Life Insurance?

Coverage from State Farm helps you rest easy knowing your loved ones will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the level of costs that come with raising children, life insurance is definitely necessary for young families. Even if you or your partner do not have an income, the costs of finding other ways to cover housekeeping or before and after school care can be significant. For those who haven't had children, you may have debts that are cosigned or want the peace of knowing your funeral is covered.

As a leading provider of life insurance in Alpena, MI, State Farm is committed to protect those you love most. Call State Farm agent TJ Hoes today and see how you can be there for your loved ones—no matter what.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Estate planning: Understanding the basics

An estate plan does more than just offer direction for assets. Estate planning can help others execute your wishes and take care of those you love.

Irrevocable life insurance trust

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Profile photo of a State Farm Agent named: TJ Hoes

TJ Hoes

State Farm® Insurance Agent
Office Address:
1013 S State Avenue Suite A
Alpena, MI 49707-3677
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: TJ Hoes

TJ Hoes

State Farm® Insurance Agent
Office Address:
1013 S State Avenue Suite A
Alpena, MI 49707-3677
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Estate planning: Understanding the basics

An estate plan does more than just offer direction for assets. Estate planning can help others execute your wishes and take care of those you love.

Irrevocable life insurance trust

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.