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Life Insurance in and around Alpena

Would you like to create a personalized life quote?

Protect Those You Love Most

Can you guess the price of a typical funeral? Most people aren't aware that the standard cost of a funeral in this day and age is $8,500. That’s a heavy burden to carry when they are grieving a loss. If the people you love cannot come up with that much money, they may fall on hard times in the wake of your passing. With a life insurance policy from State Farm, your family can live comfortably, even without your income. Whether it keeps paying for your home, pays for college, or maintains a current standard of living, the life insurance you choose can be there when it’s needed most by your loved ones.

Protection for those you care about

Agent Tj Hoes, At Your Service

And State Farm Agent TJ Hoes is ready to help design a policy to meet you specific needs, whether you want coverage for a specific time frame or coverage for a specific number of years. Whichever one you choose, life insurance from State Farm will be there to help your loved ones keeping going, even when you can't be there.

State Farm offers a great option for someone who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can prove useful by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For help with all your life insurance needs, contact TJ Hoes, your local State Farm agent and see how you can be there for your loved ones—no matter what.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Irrevocable life insurance trust

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Profile photo of a State Farm Agent named: TJ Hoes

TJ Hoes

State Farm® Insurance Agent
Office Address:
1013 S State Avenue Suite A
Alpena, MI 49707-3677
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: TJ Hoes

TJ Hoes

State Farm® Insurance Agent
Office Address:
1013 S State Avenue Suite A
Alpena, MI 49707-3677
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Irrevocable life insurance trust

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.