Life Insurance in and around Alpena
Protection for those you care about
Life happens. Don't wait.

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- Lachine
- Hillman
- Alcona
- Hubbard Lake
- Rogers City
- Atlanta
- Posen
- Ossineke
- Harrisville
- Presque Isle
- Hawks
- Spruce
- Mio
- Fairview
- Northern Michigan
- Grand Lake
- Long Lake
- Gaylord
Your Life Insurance Search Is Over
You might think you don’t need to worry about life insurance while you are young. Actually, it’s the opposite! It’s much better to secure your life insurance in your 20s and 30s. That’s why your Alpena, MI, friends and neighbors of all ages already have State Farm life insurance!
Protection for those you care about
Life happens. Don't wait.

Life Insurance You Can Trust
Coverage from State Farm helps you rest easy knowing your family will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the cost associated with raising children, life insurance is absolutely essential for young families. Even if you don't work outside the home, the costs of covering daycare or domestic responsibilities can be excessive. For those who aren't raising a family, you may want the peace of knowing your funeral is covered or have debts that are cosigned.
As a dependable provider of life insurance in Alpena, MI, State Farm is ready to be there for you and your loved ones. Call State Farm agent TJ Hoes today and see how you can save.
Have More Questions About Life Insurance?
Call TJ at (989) 356-4862 or visit our FAQ page.
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- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.


Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.